Dimon: Now, in terms of a fine . . .
Dimon: I was talking with some of the guys here and we were thinking, like, a billion maybe would be good.
Dimon: Were you thinking that would be a good number?
Dimon: Oh. What were you thinking, hypothetically?
Holder: Hypothetically? Not less than thirteen.
Dimon: Thirteen. Wow. And that . . . that would be as in billion?
Holder: Yes, definitely billion.
Dimon: Of course. Because thirteen million . . . I mean, my pants are worth more than that . . . ha ha . . . I’m kidding, they’re not, they’re just regular pants. I just think the word “pants” is . . . Anyway. Wow. So thirteen billion.
(A long beat.)
Dimon: So you feel like we were . . . were bad, the guys and me, at the bank here.
Holder: Pretty much, yeah.
Dimon: Huh. That’s so weird, because we weren’t thinking that at all. We were thinking, you know, we made a lot of money and that that was, like, good.
Holder: Interesting. I guess for me it’s how you made the money?
Dimon: Not sure I understand. Why would that matter?
Holder: Well, over here it’s kind of the . . . what’s the word . . . the essence of the whole thing.
Dimon: Like . . . rules and stuff.
Dimon: Like that . . . what do you call it . . . Vulcan Law?
Holder: Volcker Rule.
Dimon: Yeah, that one. That’s funny, because we didn’t really take that one very seriously. We actually have a copy of it up on a wall and people kind of point at it and laugh, because, I mean, it’s just funny.